Ruling on student loans based on takaaful where the individual pays back more than he borrowed in order to help other students

If the state gives him a loan so that he can study, on condition that if there is any delay in repayment, he must pay interest

Are Student Loans Haram?

Is delay in repayment of the debt regarded as charity on the part of the creditor?

The company will give him a loan equal to the price of what he wants to buy; can he tell them a figure greater than the real price, so that he may take a bigger loan?

His uncle told him: Pay back the debt if you can, otherwise do not pay it. Then his uncle died

Is it permissible for one who has taken out a riba-based loan to receive zakaah in order to pay off his debt?

Impact of devaluation of a currency on debts and stolen items

Giving a loan with a penalty clause

He is owed money by someone who is going through difficulty, and he has been given some charity money to distribute. Is it permissible for him to take what he is owed from it?