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Answers: 13Subcategories: 2Borrowing & Lending
Is giving a debtor more time to pay better than waiving the debt?
953Resorting to the National Debt Assistance Center on Defaulted Mortgage
1,168What Is the Correct Way of Lending Money in Islam?
The correct way of lending money in Islam is: 1- To specify the period of the loan. 2- Writing down the loan. 3- If the one who writes down the loan is a person other than the debtor, then the debtor is the one who should dictate to him the details of the loan. 4- If the debtor is unable to dictate because of sickness or some other reason, then the one who should dictate on his behalf is his guardian. 5- The loan should be witnessed, and the witnesses should be two men, or one man and two women. 6- The lender has the right to ask the borrower to guarantee the loan with a pledge which the lender will keep.67,810Is it permissible to deduct something from an employee’s salary towards paying off a debt that he owes?
It is permissible for the workplace to deduct something from the employee’s salary to pay off a debt that he owes to them, provided that that is done with the consent of both parties and provided that it will not add up to more than what is owed.1,813Can You Pay off a Loan in a Different Currency?
Loans should be repaid in the same currency as they were taken by the borrower unless the two parties agree at the time of repayment to repay it in a different currency. There is nothing wrong with that so long as that is done at the rate of exchange on the day of repayment not the rate of exchange that existed on the day when the loan was given.26,481If one of the conditions of the loan is that one should produce an invoice for purchase of household appliances, is it permissible to produce a fake invoice?
2,062Ruling on discounts and cashback offered by e-wallet apps
4,198Is the son obliged to pay off his father’s debt?
7,887He borrowed some gold from his wife, and when the time came to pay her back, the price of gold had risen. Does this come under the heading of riba?
5,645Is It Permissible to Take an Interest-Based Loan?
It is not permissible for the lender to stipulate in a loan contract that the borrower must pay back the loan with more than he took. It is permissible to make the borrower pay the costs of issuing the loan and other related services, on condition that the amount paid is equal to the real costs involved in issuing the loan.9,117
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