It is obligatory for the husband to spend on his wife, according to his means, and he does not have the right to make her pay for her own expenses, even if she is rich, except with her agreement. This spending on the wife’s maintenance includes everything having to do with her clothing, summer and winter.

If a husband fails to provide the obligatory financial maintenance, the wife is not obligated to allow intimacy. Scholars explain that intimacy is a right given in return for maintenance; if that is withheld, she may refuse intimacy or even leave his home. However, she should exercise this right wisely to avoid worsening the situation or damaging the marriage.

In Islam, if the husband solely bears the family expenses, he is not obligated to share financial details. However, if the wife contributes from her own income, she has the right to know how her money is spent. Transparency becomes a matter of mutual respect and fairness.