• The commercial insurance contracts that are well known and widespread throughout the world are undoubtedly prohibited. • With regard to the money that one earned from doing unlawful work, whatever he earned before he realised that his work is prohibited is permissible for him. Whatever he earned after he realised that it is haram for him. • With regard to his wife and children who are sponsored by the one who earned prohibited wealth through forbidden work, there is no blame on them for what he spends on them. Rather the sin and prohibition apply to the one who acquired that wealth, and no one else.